120% Home Financing Boosts KL Property Buyers

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120% Financing Makes KL Property Ownership More Attainable

Buying a home in Kuala Lumpur has just become easier. WCT Land Sdn Bhd, the property arm of WCT Holdings Bhd, has partnered with Maybank to offer up to 120% financing for buyers of its GreenRE-certified developments. This initiative directly addresses affordability challenges while promoting sustainable urban living—two factors that increasingly influence property investment decisions in Malaysia.

Making Property Ownership Easier with Extra Financing

Under this new scheme, eligible homebuyers can secure a 95% loan margin plus an additional 5% allocation for related costs, ensuring that upfront expenses don’t become a barrier. On top of that, Maybank’s MyDeco Financing provides up to 30% extra funding (capped at RM250,000) for interior design and furnishings.

This means buyers don’t just get a home—they can also transform their property into a fully furnished space without additional financial strain. The financing plan is available for developments including Aras Residences and Maple Residences in W City OUG, Kuala Lumpur, as well as Adison Serviced Apartments in W City Larkinton, Johor Bahru.

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Flexible repayment terms of up to 10 years, or until the age of 70, make this financing package particularly attractive for both first-time buyers and upgraders.

Spotlight on Aras Residences in Kuala Lumpur

One of the highlights of this initiative is Aras Residences, a park-front serviced residence situated within the 63-acre W City OUG masterplan in Kuala Lumpur. Launched recently, it has already achieved a 30% take-up rate, reflecting strong buyer confidence.

The freehold development features 1,272 units across two functional layouts:

  • 850 sq ft with two bedrooms and two bathrooms

  • 1,062 sq ft with three bedrooms and two bathrooms

With prices starting from RM660,000, Aras Residences remains competitively positioned in the KL property market. Its completion is targeted for the fourth quarter of 2029, making it a long-term investment with growth potential.

Driving Green & Sustainable Urban Living

Sustainability is no longer a niche preference—it’s becoming the standard for modern developments. WCT Land reports that 80% of its ongoing projects (excluding affordable housing) are green-certified.

Aras Residences, for example, has earned the Provisional GreenRE Silver Certification, thanks to features such as:

  • Solar-ready infrastructure

  • Rainwater harvesting systems

  • Energy-saving lighting

  • Natural ventilation

In line with Malaysia’s EV adoption push, the project also includes 21 EV chargers, fully complying with regulatory requirements. Maple Residences and other projects have also introduced EV charging facilities, ensuring long-term relevance in a market shifting toward sustainable mobility.

Why This Matters for KL Property Investors

The partnership between WCT and Maybank isn’t just about affordability—it’s about creating future-proof properties. Green-certified developments typically hold stronger long-term value, appeal to younger demographics, and align with Malaysia’s national goal of achieving net-zero carbon emissions by 2050.

For investors and homebuyers, this means purchasing a property today that will remain relevant, efficient, and desirable tomorrow. Kuala Lumpur, as Malaysia’s commercial and lifestyle hub, is at the center of this shift, making it a prime location for property acquisition.

Call for Government Support

While private initiatives are helping, WCT Land has urged the government to extend supportive policies. Proposals include reviving the Home Ownership Campaign (HOC), providing corporate tax relief, and offering RPGT exemptions to ease construction cost pressures. Such measures would not only benefit buyers but also sustain property market momentum in key urban centers like KL.

Final Thoughts

The introduction of 120% financing for sustainable homes is a game-changer for the KL property market. It lowers the entry barrier for buyers while simultaneously pushing forward Malaysia’s green living agenda.

For anyone considering property investment in Kuala Lumpur, now is the time to explore opportunities that combine affordability, sustainability, and long-term growth potential.

Discover the latest KL developments and secure your dream home today through klproperty.cc—your trusted partner in navigating Malaysia’s property market.